Pension Analysis: Our team of experts conducts a thorough analysis of your existing pension plans, including defined contribution (DC) schemes, defined benefit (DB) schemes, and personal pensions. We assess factors such as fund performance, fees, investment options, and retirement income projections to evaluate the suitability of a pension transfer.

Transfer Suitability Assessment: We evaluate whether a pension transfer is suitable for your specific circumstances, taking into account factors such as your risk tolerance, investment goals, time horizon, and retirement objectives. Our assessment considers the potential benefits and drawbacks of transferring your pension, ensuring that the decision is in your best interest.

Pension Scheme Comparison: If a pension transfer is deemed suitable, we provide a comprehensive comparison of potential pension schemes. Our team assesses the features, benefits, costs, and investment options of various schemes available to you, helping you make an informed decision about the most appropriate destination for your pension transfer.

Investment Strategy Alignment: We ensure that the investment strategy of the chosen pension scheme aligns with your risk tolerance, investment objectives, and retirement goals. Our team conducts in-depth research and analysis of the investment options within the scheme, considering factors such as performance, asset allocation, and diversification to maximize the potential for growth and income in your pension fund.

UK Pension Transfers: If you have a UK pension and are considering transferring it to Ireland/EU, we provide expert advice and support. Our team will assess the suitability of the transfer, taking into account factors such as your retirement objectives, investment options, and tax implications. We ensure compliance with HM Revenue & Customs (HMRC) regulations, including the Qualifying Recognized Overseas Pension Scheme (QROPS) requirements.

Irish Pension Transfers: If you have an Irish pension and wish to transfer it to the EU, we assist with navigating the complexities of the transfer process. We evaluate the feasibility of the transfer, considering factors such as your retirement goals, investment preferences, and tax implications. We ensure compliance with the regulations of the Revenue Commissioners in Ireland.

Pension Scheme Assessment: Our team conducts a comprehensive assessment of your existing pension scheme to determine its suitability for transfer. We evaluate factors such as fund performance, fees, investment options, and benefits to help you make an informed decision about whether a transfer is advantageous for your individual circumstances.

Tax Considerations: Tax implications are a crucial aspect of pension transfers. We analyze the tax implications in both the UK and Ireland, including potential tax charges, relief eligibility, and any double taxation agreements. Our tax professionals provide guidance on tax-efficient strategies to optimize your pension transfer and minimize potential tax liabilities.

Compliance and Documentation: We ensure that the pension transfer process complies with all relevant regulatory requirements and documentation. Our team assists with the necessary paperwork, including transfer requests, tax reporting, and compliance with pension scheme rules, ensuring a smooth and compliant transfer process.

Investment Options: If you decide to proceed with the transfer, we help you explore investment options in the destination pension scheme. We consider factors such as your risk tolerance, investment goals, and retirement objectives when recommending suitable investment strategies for your transferred pension funds.

Ongoing Management: Following the pension transfer, we provide ongoing management and monitoring of your pension investments. We conduct regular reviews, track performance, and make adjustments as needed to ensure your pension remains aligned with your retirement objectives, regardless of your country of residence

Retirement Planning: We understand that pension transfers are often part of broader retirement planning. We offer comprehensive retirement planning services tailored to your individual circumstances, taking into account your overall financial goals, retirement objectives, and aspirations.